Fixed Annuities: Your Quick Checklist Infographic
Download Our Free Fixed Annuities Infographic Today!
As a fun addition to our “How Do Annuities Work: Your 101 Guide,” you can now download our fixed annuities quick checklist today! It’s free and easy.
Contact First New York Retirement & Investment Services
If you need help, First New York Retirement & Investment Services can assist you with annuities. Our investment professionals can help you better understand annuity products and annuity contracts while helping you determine if an annuity would help you accomplish your long-term financial goals.
To schedule an appointment with one of First New York Retirement & Investment Services’ Investment Professionals, please call (518) 393-1326, extension #1302 or visit the First New York FCU Retirement & Investment Services Advisor’s website or sign in here if you currently have an investment account.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Disclosure
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a
10% IRA penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
This material contains only general descriptions and is not a solicitation to sell an insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect valuable coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult and insurance professional. You may also visit your state’s insurance department for more information.
First New York FCU provides referrals to financial professionals of LPL Financial (“LPL”) pursuant to an agreement that allows LPL to pay First New York FCU for these referrals. This creates an incentive for First New York FCU to make these referrals, resulting in a conflict of interest. First New York FCU is not a current client of LPL for advisory services.
Please visit lpl.com/disclosures/is-lpl-relationship-disclosure.html.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First New York Federal Credit Union and First New York Retirement and Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First New York Retirement and Investment Services, and may also be employees of First New York Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First New York Federal Credit Union or First New York Retirement and Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
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